Umbrella Insurance
Extra Protection When You Need It Most
Your auto, homeowners and other insurance policies provide valuable protection, but major accidents and lawsuits can sometimes exceed those coverage limits. Umbrella Insurance provides an additional layer of liability protection, helping safeguard your assets and financial future when unexpected events happen.
As an independent insurance agency, Blue Canyon Insurance compares Umbrella Insurance options from multiple trusted insurance carriers to help you find additional protection that fits your lifestyle and financial goals.
What Is Umbrella Insurance?
Umbrella Insurance is designed to provide extra liability coverage beyond the limits of your existing insurance policies. If you’re responsible for damages that exceed your homeowners, auto or other covered liability limits, an umbrella policy may help cover the remaining costs.
This additional protection can help provide peace of mind knowing your savings, investments and future income are better protected against unexpected claims.
What Does Umbrella Insurance Cover?
Depending on your policy, Umbrella Insurance may provide additional protection for:
✔ Bodily injury liability
✔ Property damage liability
✔ Legal defense costs
✔ Personal injury claims, such as libel or slander
✔ Certain lawsuits that exceed the limits of your underlying insurance policies
Umbrella Insurance works alongside your existing policies to provide an extra layer of financial protection when large liability claims occur.
Who Should Consider Umbrella Insurance?
Umbrella Insurance may be a smart option if you:
Own a home
Have significant savings or investments
Own rental property
Have teenage drivers in your household
Frequently entertain guests
Own recreational vehicles or boats
Want additional financial protection from unexpected lawsuits
Even if you never expect to use it, Umbrella Insurance can provide valuable peace of mind by helping protect the assets you’ve worked hard to build.
Why Choose Blue Canyon Insurance?
As an independent insurance agency, Blue Canyon Insurance compares Umbrella Insurance policies from multiple trusted insurance carriers to help you find the right amount of protection at a competitive price.
We’ll help you:
Understand your current liability coverage
Determine whether additional protection makes sense
Compare policy options from multiple insurance companies
Build coverage that fits your financial goals